• This page, 2022 Institutions Examined for CRA Compliance, is   offered by
  • Division of Banks

2022 Institutions Examined for CRA Compliance

The Division of Banks (DOB) evaluates the institution's record of meeting the credit needs of its entire assessment area. This includes low and moderate-income neighborhoods, consistent with the safe and sound operation of the institution. When the examination is complete the DOB issues a rating and public evaluation.

Institutions with a 2022 published rating

INSTITUTIONLOCATIONRATING
Athol Credit UnionAtholHS
Alden Credit UnionChicopeeS
Adams Community BankAdamsO
Avidia BankHudsonS
BankFiveFall RiverHS
Boston Trust Walden CompanyBostonS
Berkshire BankPittsfieldS
Brookline BankBrooklineS
Brookline Municipal Credit UnionBrooklineS
Charles River BankMedwayS
Cornerstone BankWorcesterHS
Country Bank for SavingsWareS
Dean Co-operative BankFranklin S
Dedham Institution for SavingsDedhamS
Everette Co-operative BankEveretteS
Fidelity Co-operative BankLeominsterS
Freedom Credit UnionSpringfieldS
Eagle BankEverettS
Eastern BankBostonO
Harvard University Employees Credit UnionCambridgeS
Hingham Institution for SavingsHinghamHS
Quincy Credit UnionQuincyS
Jeanne D'Arc Credit UnionLowellO
Liberty Bay Credit UnionBraintreeHS
Mechanics Cooperative BankTauntonHS
Main Street BankMarlboroughS
Monson Savings BankMonsonS
MutualOne BankFraminghamS
Newburyport Five Cents Savings BankNewburyportS
Pentucket BankHaverhillS
PeoplesBankHolyokeS
Sharon & Crescent United Credit UnionSharonS
St. Anne's Credit Union of Fall RiverFall RiverHS
StonehamBank - A Co-operative BankStonehamS
Worcester Fire Department Credit UnionWorcesterS

Key to ratings

  • O - Outstanding
  • HS - High Satisfactory
  • S - Satisfactory
  • NI - Needs to Improve
  • SNC - Substantial Noncompliance

These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DOB concerning the safety and soundness of these financial institutions.

Public evaluations

The public portion of the evaluation generally contains:

  • The institution's CRA rating
  • A description of the financial institution
  • A description of the financial institution's assessment area
  • Conclusions about the institution's CRA performance, including the facts, data, and analyses that were used to form such conclusions

View Public Evaluations issued by the Division of Banks at CRA ratings and public evaluations for banks and credit unions | Mass.gov

Most Massachusetts chartered banks are also examined for compliance with the Federal CRA by the Federal Deposit Insurance Corporation and the Federal Reserve System.

Last updated: December 1, 2022

Help Us Improve Mass.gov  with your feedback

Please do not include personal or contact information.
Feedback